Indian bank pre approved personal loan complete details and online Apply - 2mins apply - low interest - no document required -Best loan app in tamil

indian bank personal loan - best low interest personal loan in india - indian bank online loan apply - details about indian bank personal loan - 2024

 

 

Indian bank personal loan

Availale personal loan from Indian Bank with interest rates starting at 9.20% for a tenure of up to 7 years. The processing fee charged by the bank starts at 1% of the loan amount.

Interest Rate - 9.20% p.a. onwards

Loan Amount - Up to 20 times of your gross monthly salary

Loan Tenure - Up to 7 years

Types og personal loan and interest rates

IB Clean Loan (To Salaried Class) - 9.20% p.a. to 13.65% p.a.

IB Pension Loan - 10.75% p.a. to 11.75% p.a.

Loan/OD against deposits - 10.30% p.a. - 10.80% p.a.

Loan / OD Against NSC / KVP / Relief Bonds of RBI / LIC Policies - 10.95%

Processing Fees

Otherwise processing fees charged 1% of loan amount minimum 100 rupees

Eligibility Criteria for Indian Bank Personal Loan

Given below are the eligibility criteria that prospective borrowers will have to meet to avail a personal loan from Indian Bank:

Eligibility for IB Clean Loan (To Salaried Class)

- Must be a permanent employee of the Government or Quasi-Government institutions, endowments, corporate industrial establishments, reputed companies, or boards, etc.

- Must be employed for at least three years before applying for the loan.

- Must earn a minimum take home salary of 40% of the gross salary following the servicing of the proposed EMI.

Eligibility for IB Pension Loan

- Central and State Government employees, family pensioners, pensioners who are re-employed, and former employees of the Indian Bank now retired can avail this loan. EPF pensioners and CRS retirees are not eligible for this loan.

- Maximum entry level age is 75 years and maximum exit level age is 78 years.

 Eligibility for Loan/OD against deposit

- You must be the holder of the Term Deposit at Indian Bank.

Eligibility for IND Loan / OD Against NSC / KVP / Relief Bonds of RBI / LIC Policies

- Customers who have been properly introduced and who have the capacity to service the loan and the interest is appraised.

Documents Required to apply for Indian Bank Personal Loan

Its completely online process  so don’t  requried phicycal document to applying PAPL  loan

Pan and aadhar enough.

How to apply

> open your registered indian bank mobile banking application IndOASIS

> enter your 4 digit log in PIN

> Get front page of your indoasis application

> now click on apply loan

> now get multiple option - you can choose 4th one Apply for preapproved personal loan

> now app redirect into webbrowser and you can wait few minitues and get offer details and submission page 

screen shot on my loan offer

for more details watch video on youtube link

APPLY HERE APP LINK