jana small finance bank personal loan details 2024 - atractive interest online loan - fast approval - dispursal in one day - recent IPO india in stock
Jana small finance bank
Jana Small Finance Bank is a small finance bank that commenced operations on March 28, 2018, headquartered in Bangalore, India, The Reserve Bank of India issued a licence to the bank under Section 22 (1) of the Banking Regulation Act, 1949, Prior to becoming a bank, the company was India's largest microfinance institution, Janalakshmi Financial Services founded July 24, 2006
***DigiGen is a digital banking
platform launched by Jana Small Finance Bank
Providing services
1.Savings Account 2.Current
Account 3.Deposits 4.Loans 5.Insurance 6.Investments 7.Online Banking 8.Payments
9.Cards
Types of Loans available from jana small finance bank
1.Two Wheeler Loan 2.Group Loan 3.Business
Loan for Individuals 4.Gold Loan 5.Home Improvement Loan 6.Agri Group Loan
7.Agri Individual Loan 8.Home Loan 9.Consumer Education on Loan
Common loan for indiduals without income proof
Business Loan for Individuals
Jana Small Finance Bank's
Business Loan for Individuals is a loan offering for existing customers and is
designed to assist ambitious business owners who are looking to expand their
business. The objective is to fuel their growth and help them achieve their
goals.
Features
- ·
No
collaterals required
- ·
Loan
disbursement into account
- · Collections through NACH
Loan Amount - Minimum amount is
INR 30,000 to Maximum amount INR 1 lakh
Attractive Interest Rates - 9.25% 28.00% Avg 23%
Processing fees – Up to 5% + (18% GST)
Loan Tenures – 3 to 24 months (flexi)
Bounce charges –INR500
Penalty amount – 2% of emi amount
Required Documents
·
Primary ID:
Aadhaar
·
Secondary
ID: PAN card
·
Residence
Proof
How to Apply
Visit the
nearest branch of Jana Small Finance Bank and our Relationship Manager will
guide you on the application process.
You can also
contact Customer Care Executive will fix a service appointment with jana bank
Relationship Manager to help you with the application process.
Agri Individual Loan
Agri
Individual Loan offering by Jana Small Finance Bank is designed to help customers
engaged in Farming/Allied Agricultural activities to maintain or expand their
existing set-up.
Loan Amount
- Minimum amount is INR 30,000 to Maximum amount is INR 1.5 lakhs
Interest
Rates - highly competitive interest rates of 19% - 26% p.a.
Loan Tenure
- 12 to 36 months
Eligibility Criteria
·
Existing
customers of Jana Small Finance Bank.
·
Customers
new to Jana Small Finance Bank and involved in agricultural activities.
·
Applicants
should be residents of the current village / city for minimum 2 years and have
an agricultural set-up.
Required Documents
·
Primary ID:
Aadhaar
·
Secondary
ID: PAN card
· Residence Proof
Group Loan
Jana Small Finance Bank's Group
Loan is designed to extend loan facilities to women, with the objective of
helping them meet their financial needs.
Loan Amount - Minimum amount is
INR 15,000 to Maximum amount is INR 50,000
Age of Applicant - Between 18 to
58 years
Loan Tenure - Maximum 24 months
Security - Group guarantee
Processing Fee - 0 - 2% + GST
Interest Rates - interest rates
ranging from 22% - 26% p.a.
Eligibility Criteria
Applicants must meet the
following requirements to be eligible for the loan
·
Age should
be between 18 to 58 years
·
Should not
have an adverse credit record
·
Should meet
the acceptable credit norms according to Jana Small Finance Bank
· Should be part of a group of customers who are willing to guarantee each other for the repayment of loan
Disclaimer :
( we are not responsible for anything from this bank loan so take your won risk )
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