Low Interest and Processing Fees - 100% Approval probablity - salaried and self employed -persion - low cibil and zero cibil Apply - paysense 2024
PaySense: Personal Loan App
PaySense is one of India's
top-ranking best instant personal loan apps, with over 100 Lakh App installs
and 3 Lakh+ happy customers available in 600+ cities.
With FlexiEMI options, zero
collateral & affordable interest rates, PaySense instant personal loan app
in India offers personal loans from INR5,000 to INR5,00,000 with an Annual Percentage Rate (APR)
between 16% to 36% on a reducing balance basis.
Lending Partners
partnered with India's leading Banks and NBFCs: PayU Finance India Private Limited, IDFC First Bank, Kisetsu Saison Finance (India) Private Limited and SMFG India Credit Company Ltd. (Formerly Fullerton India Credit Company Ltd.)
Highlights of paysense
2.Quick Approvals & Disbursals
3.Paperless Documentation
4.Affordable EMI plan
5.One-click subsequent personal loans
6.Zero Credit History
Types of personal loan available in paysense
* Salaried Loan
* Self Employed Loan
Personal loan for self-employed persion
While being self-employed comes
with several benefits, an unstable monthly income is a significant drawback,
especially in the initial years. No matter if you are a doctor who has set up
his/her clinic, a self-employed architect, or a budding entrepreneur, the
irregularities in the income can prove troublesome at times. However, with the
availability of easy personal loans for self-employed from PaySense, you can
navigate through such challenging times with ease. As personal loans do not
have any limitations on how the loan amount can be used, it can be taken for
managing a host of your expenses. From expanding your business, a medical
emergency, education, wedding, to international vacation, a personal loan is an
excellent choice for quick access to required funds. Moreover, as PaySense has
made the whole process of getting a personal loan quick, simple, and secure,
rest assured that any financial emergency, no matter how severe it is, can be
easily tackled in a hassle-free and convenient manner. We understand that a
financial emergency can be stressful for anyone. At such times, you won't want
to involve yourself in confusing and challenging loan documentation and
application process. As a result, our personal loans for self-employed can be
availed in 3 easy steps with minimum documentation. With affordable interest
rates, flexible repayment, minimum eligibility requirements, and availability
in more than 43 cities all over the country, PaySense is your go-to option for
personal loans.
Loan Details
1. loans from INR5,000 to INR5,00,000 with an Annual Percentage Rate (APR) between 16% to 36% on a reducing balance basis.
2. The personal loan tenure is anything between 3 & 60 months. EMI & interests are then calculated on the basis of tenure.
3. Pre-payment of the instant loan is allowed after 6 EMI payments. The foreclosure charge is 4% +18% GST on the remaining principal amount.
4. The Late Payment Charges are Rs500 +18% GST (Rs590) upon failure to pay the EMI on the fixed date.
Simple steps to get an instant personal loan online
Eligible for a personal loan
ü
Resident of
India
ü
Age: 21
years to 60 years
ü
Employment
Type: Salaried and Self-employed
ü
Minimum
Monthly Income: INR18,000 for Salaried and INR20,000 for Self-employed
ü
Location:
300+ cities | 4000+ Pincodes. See Availability
Documents required
Proof of Identity - PAN Card
& Selfie
Proof of Address - Aadhaar card,
Voter ID, Passport or Driving License
Proof of Income - Net-Banking or
last 3 months bank e-statements
Steps to Apply for an Instant Personal Loan From app
● Install the PaySense instant personal loan
app
● Register & check your instant personal
loan eligibility
● Provide KYC documentation like ID proof
(Aadhar/PAN/Voter ID),address proof (Aadhar/Utility bills/Rental Agreement),
income proof (bank statement), & a photograph
● Sign the loan application & get speedy
approvals on our instant loan app
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