100% Trusted Best Loan App 2024 WithOut CIBIL And Income Proof - Apply Salaried And SelfEmployed - Required Only PAN And Aadhaar - Best Loan App India
Kissht: Instant Line of Credit
Kissht is India’s most trusted credit platform, backed by an RBI licensed NBFC, providing hassle-free personal loans up to ₹2,00,000. The documentation needed is minimal and the entire process starting from registration to disbursement takes an average of 5 minutes. The application process is 100% digital and on approval, the funds are immediately transferred to the applicant's bank account. APR for personal loans and purchase financing varies from 18% - 36% per annum and loan tenure up to 24 months.
Highlights
- Avail additional credit over your existing loan.
- Extended tenure of up to 36 months.
- Loan Top-ups available.
- Powered by RBI-licensed NBFC
- Minimal Processing fees.
- 100% Digital Process.
Processing Fees :
- Processing fee of up to 6% of the loan amount
Rate Of Interest :
- Loans with a tenure of 6 months or more – Up to 36%
- Loans with a tenure of less than 6 months – Up to 45%
ForCloser charges:
You can foreclose your loan anytime during the tenure of the
loan. then foreclosure charges are upto 2% + GST on the amount foreclosed will
be levied.
How to apply for Kissht instant loan
1. Install Kissht app
2. Register with a mobile number & accept basic
permissions
3. Submit KYC documents for an instant credit check
4. Sign online loan agreements from approved NBFCs. Get instant loan approval and money is transferred to your bank account
APPLY LINK ISHERE FROM YOUTUBE
Eligiblity Criteria:
- Be between the ages of 18 and 58
- Be an Indian citizen and resident of India
- Be salaried or self-employed
- Have a minimum monthly salary of Rs. 15,000 if you are salaried, or a minimum annual income of Rs. 1.2 lakh if you are self-employed
- Have a Permanent Account Number (PAN) or an equivalent e-document
Documents required for loan approval:
- Selfie
- PAN Card
- Aadhar Card (Address Proof)
Our Real Time Loan Details:
- Loan Amount - RS 82,000
- Rate Of Interest - 36% Per Annum
- Processing Fees - RS 2,902.8
- Disbursement Amount - RS 79,097
- Repayment Tenure - 9 Months
- Monthly EMI - RS 10,532
- Total Repayment Amount - RS 94,845
Kissht work with RBI-registered NBFCs
- Si Creva Capital Services Pvt Ltd
- MAS Financial Services Ltd
- Poonawalla Fincorp Limited
- Northern Arc Capital Ltd.
- Piramal Capital & Housing Finance Ltd.
Personal loan
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