2024 Best Loan app in India - Low interest and minimum documentation - instant approval and quick disbursal - Best online loan app 2024 without income
Tata Neu Personal Loan
Commonly get best loan offeres upto 10 lakhs and repay it
conveniently in 12 months to 60 months. the interest rate of loan ranges from
10.99% to 29%. Example if you take loan for 2 lakhs choose to repay over 24
months , your interest rate will be 14%(APR),also get combined with the
processing fees of 999 monthly emi amount 9602 and total amount will be
2,30,461 are paid.
But tata neo having more then 4 trusted lending partners its
may be vary on future
Full Apply Video Here
Lending aprtners loan offers and eligibility are here
1.KBNBFC's unsecured personal loans
Features & Benefits
*Loan from 1,000 to 10,00,000
*Tenure from 3 - 48 months
*Interest from 12% - 29.95% pa.
Eligibility Criteria
Indian Citizen | Age Limit (21-50 years) |Monthly Income
(more than 10,000)
So non salaried persion are eligible for this loan offers
Documents Required
Photograph (Selfie) | Identity Proof (PAN) |Address Proof
(Aadhaar, Passport)
KBNBFC Lending Service Providers & Digital Lending Apps
KreditBee | KrazyBee | Kreditzy company is currently lending ONLY on the
following digital lending apps
2.CASHe Personal Loan
Features of CASHe – Personal Loan App:
• Personal loans ranging from 1,000 - 4,00,000 without any
guarantors or collaterals
• Quick and hassle-free loan application process
• 100% paperless loan application
• Repayment period > 3 months
• Zero foreclosure charges
• Enjoy online shopping at no cost EMI*
• Instant disbursal of the loan amount to your bank account
• Loan repayment through various payment methods
Personal Loan Eligibility:
• Salaried professional above 21 years of age
• Minimum net take-home monthly salary of 12,000
• Salary must be credited through direct bank transfer only
Documents required to apply for a loan:
• PAN Card
• Identity proof (Driving License/Voter ID/Passport/Aadhaar
Card)
• Address proof (Driving License/Voter ID/Passport/Aadhaar
Card/Utility Bills)
• 3-month bank statements showing salary credit
• Aadhaar card (Optional)
• Selfie
NBFCs/Banks we have partnered with:
• Bhanix Finance and Investment Limited
• Vivriti Capital Private Limited
• Northern Arc Capital Limited
3.DMI Finance Personal Loan
Loan overview
Maximum Loan Amount Up
to 2L | Rate of Interest 12% - 40% |Tenure up to Upto 5 Years | Processing Fee Upto
4%
Eligibility Criteria
DMI Finance personal loans are offered to both salaried and
self-employed applicants. However, the NBFC has not disclosed the exact
eligibility criteria like age, credit score, minimum income,
employer/occupation profile, etc for availing personal loan. However, most
lenders consider these factors for evaluating the personal loan eligibility of
their personal loan applicants.
Documents Required
·
For identity proof: Passport, PAN Card, Voter’s
ID, Aadhaar card, Driving license
·
For address proof: Aadhaar Card, Driving license, Ration
card, Passport
·
For residence proof: Property document,
Electricity bill, Maintenance bill
·
Bank Statements of last 3 years
·
For income proof:
·
Salary slips (Last 3 months) for salaried
personal loan applicants
·
Audited balance sheet and Profit & Loss
accounts, for self-employed personal loan applicants
4.IIFL Finance Personal Loan
Personal Loans Ranging From
5,000 to 5,00,000
Rate of Interest 12.75%
- 44% p.a. (reducing balance interest rate)
Tenure 3 months to 42 months
Documents Required Only PAN, Aadhar & Bank Statements
required
Processing Fee 2% - 6%
+ GST* (Additional Upto 500 will be charged as Convenience Fees)
Eligibility for Self-employed Person
Your minimum age at the time of application should be 25
years
Your maximum age at the time of loan maturity should be 65
Your business should be in existence and functioning for at
least three years
Eligibility for Salaried Person
Your minimum age at the time of application should be 23
years
Your maximum age at the time of loan maturity should be 60
or retirement (whichever is early)
Documents Requied
Selfie | ID proof (PAN Card) |Address proof (Aadhar
card/Driving License) | 06-12 months CA/SA Bank Statement
Tata capital personal loan
Loan amount 75,000 - 35,00,000 |
Loan tenure Upto 6 Years |Interest rate starting @10.99% p.a
Eligibility for Salaried individuals:
Age should be between 22 to 58 years| Minimum monthly income
should be 15,000 | Minimum of one year of work experience.
document is same as the previous loan app
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