saving account interest up to 7.25% per annum , high approval rate in personal loan upto 10 lakhs with competetive interest rates without any proof
AU Small Finance Bank
Comprehensive Financial Solutions
- Enjoy the benefits of AU Bank Credit Cards and complete your KYC process over
a video call. Apply for Vehicle Loans, Personal Loans, and Insurance directly
through the Mobile Banking App. Invest confidently in IPOs, Mutual Funds, and
Equities, and explore a range of Fixed Deposits and Recurring Deposits.
Savings Account
At AU Small Finance Bank, offer a superior banking experience that brings together convenience, security, and exceptional returns. With one of the highest savings account interest rates in the market, reaching up to 7.25%* p.a, ensure that your hard-earned money works for you. By crediting interest monthly, you can enjoy the benefits of your savings even sooner.
* Earn up to 7.25% Interest* p.a,
* Monthly interest credits in your accounT
* 225+ brand discount offers* on AU Debit CarD
* Instant Account Opening through Video Banking
Documents Required for Opening a Savings Account
Monthly Interest Payout ( Highlights )
AU Small Finance Bank offers a
monthly interest payout feature on select savings accounts, providing customers
with a consistent income stream. This option allows account holders to receive
interest earnings on their deposits at regular monthly intervals, instead of
waiting for the typical quarterly or annual payouts. The monthly interest
payout feature is ideal for individuals seeking a predictable cash flow to
support their financial needs or supplement their income, while still enjoying
the security and flexibility of a savings account.
Top Features of AU Finance Personal Loan
· * Choose a
tenure between 12-60 months for repayment in easy monthly instalments
· * Enjoy
competitive interest rates throughout the repayment period
Features of Personal Loan
· With feature-rich Personal Loans from us, you spend less time with endless processes and approvals and more on living your dreams. Our Personal Loans offer a host of features and hence, continue to be the top choice for existing and new customers. These include:
All-purpose loan: Get a Personal Loan from us that can be used to meet any short-term financial obligation such as education, home renovation, wedding, travel, healthcare, debt consolidation, and more.
·
No
collateral requirement: We ease the burden of your financial worries with our
range of comprehensive Personal Loan products that do not require collateral or
guarantor to sign-off.
·
Minimal
documentation: Meet your Personal Loan requirements by applying for an amount
up to INR 10,00,000 against minimal documentation supported by a hassle-free
and fast loan approval process.
·
Decide your
tenure: Choose a tenure that offers you the flexibility of repayment in easy
monthly installments across a period of two (12) to 60 months.
·
We offer the
best Personal Loans designed to take care of your immediate financial needs and
help you realize your life goals.
Eligibility criteria
·
You should
be an Indian resident.
·
You should
be of minimum 23 years of age at the time of loan application and a maximum of
60 years at the time of loan maturity.
·
You can
avail of a Personal Loan for a minimum repayment tenure of twelve months and a
maximum repayment duration of five years.
·
You may
apply for an amount up to INR 10,00,000.
Prefr Lending Partner Application
provide you
with a range of products meeting your personal and professional needs, like:
Term Loans
for Self-Employed: Flexible tenure loans that will help you grow your business
Personal Loan for Salaried: Comfort loans for
your medical, home upgrade, wedding expenses ranging from 6 to 18 months with
easy EMIs
Highlights
→Finance
Amount: Min: INR25,000; Max: INR3,00,000
→Tenure: 6
to 36 months
→Interest
Rate: Between 18% to 36% per annum
→Processing
Fee: 3% to 5%
Prefr, all
the loans are financed by our lending partners - Hero FinCorp Ltd and NDX P2P
Private Limited (Liquiloans).
Prefr loan APPLY HERE
How to Apply for a Personal Loan?
When you apply for a Personal
Loan with us, we make sure that you do not have to waste even a single second
that can be avoided. So, take advantage of our fast loan processing and live
life to the fullest.
Follow these steps to apply for a Personal Loan.
1.
1. Login to AU
0101
2.
2. Go to ‘Apply
Now’
3.
3. Click on
Personal Loan
Fees and Charges of Personal Loan
·
We have
built relationships based on trust over the years of serving our customers with
transparent and fair processes. We always believe in sharing the fees and
charges applicable to our Personal Loan products with our clients upfront.
·
Processing
fee: Up to 4% of Approved Loan Amount + Applicable taxes
·
No charges
for administration and documentation
·
Stamping
charges: As per the State’s Stamp Act
·
Overdue
interest: 3% per month on the outstanding amount
·
Prepayment/foreclosure
charges:
·
If paid
before 12 months of the last disbursement date, then 5% of the balance amount
at the time of closure.
·
If paid
after 12 months from the last disbursement date, then 3% of the balance amount
at the time of closure.
Disclaimer
( we are not
responsible anything from this loan and app so please take your won risk )
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