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HDB OnTheGo Personal Loan And Micro Loan Details
A quick personal loan from HDB Financial Services is the one stop solution for any individual seeking financial assistance. HDB OnTheGo offer collateral free personal loans at attractive interest rates with flexible repayment tenure. The unsecured loans also allow you to apply for top up loan to meet your financial requirements. Experience a hassle-free documentation process, quick processing and speedy loan disbursal. Also, directly repay the loan EMIs from your bank account with our E-NACH payment service.
Personal Loan: Instant personal loan upto ₹ 20,00,000 for salaried and self-employed individuals. Salaried individuals can get instant loans or pre approved online loans. For employed people looking for financial help, we also offer a quick Salaried Personal Loan.
Micro lending loan or micro
finance loans is defined as all collateral-free loans, irrespective of end use
and mode of application/ processing/ disbursal (either through physical or
digital channels), provided to households having income up to Rs. 3,00,000. For
this purpose, the household shall mean an individual family unit, i.e.,
husband, wife and their unmarried children.
Personal Loan Highlights
- Personal Loan up to Rs. 20 Lakh
- Attractive personal loan interest rates
- Flexible Repayment Tenure
- Hassle – Free Documentation Process
- Quick Processing and Speedy Disbursal
- No Collateral or Guarantors Required
Common Personal Loan Details
- Loan Amount Up to 20 lakhs based on your eligibility
- Flexible repayment options ranging from 12 to 60 months
- All Unsecured Loans, 10.00% to 35.00% Interest rates
- Processing Fees upto 3%+GST
- foreclosure and part-prepayment charges are applicable. You can prepay your loan anytime during the tenure
Our Real Time Loan Details ☑☑☑
Micro lending loan details
- Loan up to Rs 1 lakh
- Flexible repayment tenure
- Doorstep onboarding and collection process
- Insurance coverage
- Disbursement in saving account in 3 days
Personal loan Eligibility Criteria
Self-employed (Individuals)
( Sole proprietors, Partners & Directors in the Business
of Manufacturing, Trading or Services )
- Minimum age of Applicant: 21 years
- Maximum age of Applicant at loan maturity: 65 years
- Years in business: Minimum 4 years with at least 2 years in the same Business
- Minimum Annual Income: ₹ 1, 00,000/- p.a. for Metro locations & ₹ 75,000 p.a. for Non-Metro locations.
Self-employed (Pvt Cos and Partnership Firms)
( include Private Companies and Partnership firms in the
Business of Manufacturing, Trading or Services )
- Minimum age of Applicant: 22 years
- Maximum age of Applicant at loan maturity: 65 years
- Years in business: Minimum 4 years with minimum 2 years in the same Business
- Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.
- Business must be profit making for the last 2 years
Self – employed Documents required:
- PAN Card
- Aadhaar Card
- Bank Statement
- Form 16/ITR Proof (optional)
Eligibility Criteria Salaried Individuals
- Minimum age of applicant: 21 years
- Maximum age of applicant at loan maturity: 60 years (Or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply)
- Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organisation
- Minimum Net Monthly Income: ₹ 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹ 15,000 for All Other Locations.
Salaried person documents required
- PAN card and aadhaar card for identity and address verification process
- Bank Statements - Latest statements / Bank passbook (updated within 90 days)
- Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter
Micro lending eligibility and documents
- Only Group
- Age 18-55 Years
- Salaried,Self Employed ,Daily rate workers,Housewives
Required Documents micro lending
- Voter id
- Aadhaar card
- passport size 2 photographs
⇩⇩⇩ Download HDB On The Go Android App And Apply Here (Steps)
Step 1:Verify the mobile number with OTP
Step 2: Click on ‘Apply for a New Loan’
Step 3: Enter the required loan and applicant details
Step 4: Enter the required address information
Step 5: Complete the image/signature
Disclaimer
We are not responsible anything from this loan application so please take your won risk before applying loan, thank you.
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