India's Best Personal Loan App: Lazy-Xpress Cash Loan App – Complete Details Here – Instant Approval – No Income Proof, Only Credit History-Based Loan App.

Xpress Cash Loan App is an easy approval loan app that only requires a PAN and Aadhaar card. Eligibility depends on repayment history.

Lazypay Paylater

Get credit that’s easy, instant and stress-free. With LazyPay, you get a free credit limit upto Rs.10,000 that you can use across 45,000+ online stores and merchants! Just repay the total every 15 or 30 days, interest-free.

Get attractive discounts and offers on various merchants like Swiggy, Zomato, Myntra, Zepto and more. A quick, simple KYC makes your experience a lot smoother. If you complete your KYC with us, you can increase your credit limit (upto as much as Rs. 5 lakhs), and get 30 days to repay your dues (that’s double the normal billing period!). In case you’re unable to pay your bill, you’ll also have options to repay your dues in EMIs.

Personal Loan

LazyPay offers instant personal loans for all your needs, big or small. Get online loans within minutes and use it for anything you want - no questions asked. Our instant personal loans are cash loans where the lump sum amount is transferred to your bank account. The entire process is paperless and 100% digital, for your convenience.

Personal Loan Highlights

• Apply for a loan in 5 mins
• No physical documents
• Competetive Interest rate
• Low Processing Fees and other charges
• Lightning fast and easy approvals
• Zero paperwork
• Flexible EMI options

Loan Details

• The minimum amount is Rs. 3000, while the maximum amount is Rs. 5 lakhs.
• Interest rates range from 12% to 36% p.a
• EMI tenures from 3 months upto 60 months.
• Processing fees 0 to 4% of loan amount

Our Real Time Loan Details ( Apply video is here )

• Loan Amount – RS 1,00,000
• Rate Of Interest – 21.24% per annum
• Processing Fees – RS 3776
• Repayment Tenure – 3 to 18 months ( chooise )
• Selected Tenures – 18 Months
• Monthly EMI Amount – RS 6537
• Total Interest – RS 17,666
• So Total Repayemt Amount – RS 11,7666
  
  
  

Apply for your loan in 4 easy steps

1. DownloadLAZYPAY Application
2. Enter a few details and check your eligibility
3. Finish your online application on the LazyPay app
4. Get XpressCash instantly in your bank account

Personal loan eligibility

• Best credit score and credit history
• Age criteria of 22 to 55 are eligible

***Your credit score and existing debts also play a crucial role in the loan approval process.

Required Document process

• Upload your PAN card, Aadhaar-based KYC
• bank details for loan repayment setup, and a signature.

LazyPay is a platform that only facilitates money lending to duly registered NBFCs to users and complies with all applicable laws including RBI’s Fair Practices code. The details of the registered NBFCs who are partnered with us are mentioned below. PayU Finance India Private Limited (“PayU Finance”)

Disclaimer

"We are not responsible for anything related to this loan application, so please proceed at your own risk before applying for the loan."

Thank you