India's best instant online personal loan 2024 - without any income proof - disbursak within 6hrs
IndusEasyCredit – Digital Lending Platform
IndusInd Bank announced the launch of ‘IndusEasyCredit’, a comprehensive digital lending platform that enables customers to meet their financial requirements from the comfort of their homes. With this, both existing as well as non-IndusInd Bank customers can instantly avail personal loans or credit cards on a single platform in a completely paperless and digital manner.
Highlights
- Apply in just 4 Steps and enjoy 2% Processing Fee (Valid for Limited Period)
- Low interest
- Instant approval
- 100% online process
- No income proof required
Loan Details
- Loan Amount strting RS 30,000 to 5Lakhs
- Rate of interest 12.3% onwards
- Annual percentage rate 10.5% to 31.50%
- Repayment tenure 12 to 48 months
- Processing fees upto 2.5% of loan amount + gst
- Forecloser charges – complete first 12months EMI After choose forecloser, Upto 5% of principle amount + remaining principle amount
- Part prepayment is not allowed
Eligiblity
- Minimum age at the time of application should be 21 years.
- Maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier.
- Minimum net monthly income should be Rs.15000
- Should have completed minimum 2 years in employment and minimum 1 year in the current organization.
- Should have completed minimum 1 year of stay at the current residence, if rented.
- Good Credit profile
Required Documents
- Aadhar Number
- PAN
- Proof of residence if address in Aadhar is not your current address (Driving license, Voters ID, Passport also accepted as address proof).
- 6 months Bank statement (optional) to avail higher loan eligibility.
Important Notes
- disbursal should happen within few hours (up to 6 hours), else it may take few days (1-2 days).
- Basis your PAN and employment details, an in-principle offer will be shown to you. If you need more amount than the offer displayed, you can choose to submit 6 months bank statements for us to offer the best amount that you are eligible for.
Get an Instant Personal Loan Apply Now!
- Complete your basic information using aadhar registered mobile number
- Know best offer for you
- Complete Kyc process like enach and esign process
- Get money in your bank account
Sample Calculation :
On a term
personal loan for ₹1 lakh at rate
of 16% per annum, for a tenor of 12 months, the EMI amount excluding the
processing fee will be ₹9,074/-. Loan
disbursal at sole discretion of IndusInd Bank
Realtime loan details
- Eligible amount – RS 31,150
- Rate Of Interest – 15% per annum ( 1.5% per monthly )
- Processing fees – 1.5% of loan amount + tax (RS 472 )
- Repayment Tenure – 12 to 36months
Disclaimer
we are not responsible anthing releated to this loan application so kindly take your won risk before applying loan , thank you.
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