one steps for apply insta card and insta loan without any income proof and redit history - maximum 10 mins for disbursal - no cost emi for onlinestore
TVS Credit Saathi Insta Card And Insta Loan
TVS Credit Saathi provides Insta EMI cards and personal loans for both online and offline purchases, with low interest rates and processing fees. Effortlessly apply for a wide range of Loans Discover the convenience of applying for Loans through the TVS Credit Saathi App. With just a few taps, you can easily apply for Instant Personal Loans and insta emi card.
Highlights
- InstaCard is the pre-approved credit limit facility provided by TVS Credit to avail instant loans up to Rs. 1 Lakh*
- Get an instant cash loan of up to Rs 5 lakh with our TVS CREDIT Saathi App. Our IRR varies from 14% to 35% with repayment options from 6 to 60 months.
Highlights of instacard
- Shop at your nearest merchant store with easy EMI
- Purchase at your convenience from any of our online merchant stores
- Simple 2 click option for all your instant cash needs by transferring up to Rs. 25,000 to your registered bank account in just 30 minutes.
Get easy steps to follow
- Simply download the TVS Credit Saathi app (click here) or visit the official website.
- Fill in the basic details to activate your EMI card.
- Once approved, you can use the credit limit on your EMI card
Features and benefits
- Pre-approved loan* up to ₹ 1 lakh
- Your purchase into easy EMIs of 3, 6, 9, 12, 18 or 24 months
- You can avail a maximum of 3 parallel loans within the approved limit
- Instant loan disbursal, without any hassle of documentation
- Avail Zero Cost EMI*.
- Zero processing fee on shop ( online purchases*)
Charges on InstaCard
- Processing Fees upto - 10%
- Penal Charges - 36% per annum
- Bounce Charges - Rs.500
- No forecloser charges
Insta Loan Details
Our
Mobile Loan comes with minimal documentation and no additional charges,
ensuring a hassle-free experience. Experience swift financing solution with our
approval process that takes just 2 minutes.
Features and Benefits of mobile loans
- Loan approval in 2 minitues
- Minimum documentation
- Get finance for your mobile without any credit history with TVS Credit ***
Loan Details
- Loan amount 50,000 to ₹5 lakhs
- (Loan amount varies based on the base product availed by the customer)
- Repayment tenure: 6 to 60 months
- Rate of Interest / Annual Percentage Rate (APR): 14% to 35% (Amort IRR- Annualized Rate of Interest)
- Processing fees: 1.49% to 6%
Other Fees and charges
- Penal Charges - 36% per annum
- Bounce Charges - Rs.750
- forecloser charges - 3% to 7% of remaining principle amount
Eligibility Criteria to buy a Insta Loan
- Nationality of indian
- Age between 21 to 65 years
- Apply both salaried and self employed
- Income stability
- You should maintain a credit score of more than 700 to increase the instant Mobile Loan approval possibility.
- Existing EMI status important for approving personal loan
Required documents
- Kyc document like aadhaar card , PAN card
- Address proof like ration card,electricity bill copy
- aadhaar card number
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