Apply 2 Lakh personal loan online with flexible EMI"s starting at low interest , Check your eligiblity without income proof - 2025 best loan apps here
An online ₹2 Lakh personal loan is a convenient and quick financial solution offered by various lenders through digital platforms. It allows individuals to borrow up to ₹2 Lakhs without the need for collateral, making it ideal for personal expenses such as medical bills, education, travel, or home renovations. The application process is fast, with minimal paperwork and approval typically within a few hours to a few days. With flexible repayment tenures ranging from 1 to 5 years, this loan comes with competitive interest rates, making it accessible to eligible borrowers with a good credit score and stable income.
1.Flipkart Personal Loan
Loan Details and highlights
- Loan amount ranges from Rs 5000 up to Rs 10Lakhs
- Interest rates start from 10.5% and may go up to 33%
- Maximum Annual Percentage Rate (APR) : 33%
- Loan tenures vary from 3 months up to 60 months
- Processing Fee upto 3.00% + GST 18.00 %
- Loan Disbursement Within 12 hours of doing video KYC
Minimum eligibility of for salaried individuals
- Borrower should be an Indian National
- Age – 21 to 55 Years at the time of loan maturity
- Minimum Monthly Income - Rs. 20,000
Documents Required
- PAN Card
- Aadhaar Card
- Bank Account details
- Income Proof Not required
2.Tata captal personal loan
Loan Details and Highlights
- Apply for
instant personal loans up to ₹10 lakh
instantly.
- Competitive interest rates starting at 10.99% (APR up to 26%).
- Flexible repayment terms from 12 to 84 months.
- Transparent processing fees start at just ₹1,499 + GST or upto 5.5% of loan amount
Eligiblity
- Age should be between 21 to 58 years
- Minimum monthly income should be 15,000
- Minimum one year work experience
Required documents
- PAN Card
- Aadhaar Card
- Bank statement (salary account)
3.Phonepe personal loan
Loan Details
- Loan Amount RS5,000 to 5Lakhs
- Interest Rates – 30% Maximum
- Repayement Tenure – 6 to 36 Months
Click Here for More Details
4. Aditya Birla Capital ABCD App Personal Loan
Loan Details
- Loan
Amount: Minimum of ₹50,000 to
Maximum of ₹5 lakhs
- Repayment Tenure: Minimum of 12 months to Maximum of 36 months
- Rate of Interest: 10.99% to 30% p.a.
- Processing Fees: Up to 4% of the loan sanctioned amount
- Foreclosure Charges : Upto 4% of the principal outstanding amount
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