2-Mins Personal Loan Approval - Easy Online Process - mini Loan at ₹50,000 - 0% interest @45Days
2025 Without Interest Loan App | Personal Loan ₹5,00,000
The Jupiter app, powered by Federal Bank, provides quick and fully digital personal loans to eligible users. Customers can borrow up to ₹5,00,000 with flexible repayment tenures ranging from 3 to 24 months. The loan process is paperless, with instant approval and fast disbursal directly to the bank account. Interest rates start from around 1.33% per month, and a small processing fee may apply. Having a Jupiter Salary Account can also improve eligibility and loan offers.
Highlights
- Loan amount up to ₹5,00,000
- Instant approval & quick disbursal
- 100% digital process – no paperwork
- Flexible EMI tenure
- Interest rates starting at 1.33% per month
- Powered by Federal Bank
- Better offers if you have a Jupiter Salary Account
- Low Processing Fees
Loan Details
- Get a personal loan up to ₹5,00,000
- Get mini loan upto ₹50,000 at 0% interest Upto 45Days
- Repayment Tenure 3 Months to 24 Months ( Personal Loan )
- Annual Interest Rate 15-30%
- Maximum Annual Percentage Rate Up to 65.91%
- Processing Fee: starting at 3% of the loan amount + GST
Eligiblity
- Indian residents aged 23 to 60 years
- Salaried, business owners, or self-employed professionals are eligible
- A CIBIL score of 680 or above is typically required
Required Documents for applying process
If you already have a Jupiter Salary Account, in many cases no extra documents are required apart from PAN and Aadhaar, since income details are auto-verified through your salary credits.
- Identity Proof – Aadhaar card / PAN card
- Address Proof – Aadhaar card, Passport, Voter ID, or Driving License
- Income Proof – Latest salary slips (for salaried applicants),Bank statements showing salary credits (last 3–6 months)
- ITR or financial statements (for self-employed, if required)
- Photograph – Passport-size (digital upload via app)
Steps for Applying a personal loan
- Check your eligibility
- Select your preferred loan option
- Confirm the loan details
- Get money instantly in your account
Realtime personal loan example
- Approved Loan Amount - ₹2,40,000
- Repayment Tenure 9Months or 12 Months
- Annual Interest Rate – 18% P.A
- EMI Amount - ₹22,003x12Months
- Processing Fees - ₹9,912 ( 4.13% of loan amount )
- Total Interest - ₹22,478
Disclaimer:
This information is for educational purposes only. We do not promote or recommend any loan app or financial product. Always verify details directly with the official bank or app before applying. Borrow responsibly and only as per your repayment capacity.
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